Sky Blue Credit Repair was founded in 1989 to offer services designed to help clean up credit reports. These include disputing errors, removing negative items and helping build good credit. Their services come with a 90-day money back guarantee and low price point; free reports and monitoring as well as dedicated professionals dedicated solely on helping their customers meet their credit goals. Recently they also began including cease-and-desist letters at no additional charge in order to stop collection agencies from harassing you further.
Sky Blue Credit Repair’s online registration process is quick and straightforward: simply provide your name, address and contact details; tell them what items you wish to dispute; provide any necessary billing details (if needed); add another person for couples discounts as needed – and that’s it – first step complete before working with one of their experts!
Once you enroll, a dedicated expert will work on your file. You can follow its progress using Sky Blue dashboard and track its status accordingly. In addition, Sky Blue sends out a list of items it disputes on your behalf and submits to each credit bureau, while also resubmitting them subsequently in order to maximize results.
Sky Blue provides their service to consumers of all income levels. Unlike other companies which charge per dispute or month, their fee is flat and includes all services. Furthermore, you can pause service for up to two months if needed or take a break when needed.
Sky Blue can remove negative information such as bankruptcies, judgments, liens, late credit card and mortgage payments, collections and public records from your credit report. They can also help if you are the victim of identity theft or fraud; however they cannot guarantee an improvement in credit scores but instead promise that everything possible will be done to improve them.
Sky Blue may be able to assist if you’re facing student loan debt difficulties, with programs offering student loan forgiveness or assistance, or by helping negotiate with creditors to reduce what you owe and/or reduce interest rates.
Sky Blue Credit enjoys an A+ rating with the Better Business Bureau and is accredited by Trustpilot. According to BBB statistics, only two complaints were lodged against Sky Blue Credit over the last three years; both complaints were quickly closed out. Their reputation remains strong but customers must always bear in mind that no guarantee can be given regarding specific results.
As the credit repair industry is notorious for scams and cons, it’s vital that you conduct sufficient research before selecting a credit repair provider. Check with your state consumer protection department to make sure the business you select is licensed and reputable; check customer reviews as another indicator of legitimacy of services offered by that business.
