Credit repair can be an arduous process, so the key is staying informed. Avoid incurring unnecessary fees such as those charged by companies that pressure customers into making payment upfront before providing services; such practices are illegal under both federal telemarketing sales rules and the Credit Repair Organizations Act.
Credit repair companies that prioritize ethics are key in quickly fixing negative items on your report so you can qualify for that new car or home loan quickly. Doing it yourself may take more time, but is worth doing in order to safeguard against scammers and protect yourself.
