If you are trying to find a company to help you repair your credit, there are a lot of companies to choose from. Thankfully, you can find reviews online that will help you determine which one is right for you.
Sky Blue Credit
Sky Blue Credit is a credit repair company based in Boca Raton, Florida. It offers a complete line of credit restoration services to help you get rid of bad credit and raise your score.
The service includes a consultation session where a representative will review your credit report and provide individualized tips for improving your score. Afterwards, you can choose to dispute items on your report.
You can register for the service online. Upon completion, you will receive a free copy of your credit report. Also, you will have the ability to pause and resume your service. If you do not see the results you are looking for within 90 days, you can request a refund.
Sky Blue Credit offers a monthly fee that is affordable. They offer a discount for couples and an initial review is only $119. After the initial review, you will be charged a low monthly fee of $79.
While it is possible to restore your credit on your own, you may find that your score improves faster if you use a service like Sky Blue. In fact, it has been reported that they have helped consumers dispute 7.5 million negative items on their credit reports.
To dispute an item on your report, you can send a letter to the credit bureau. You will need to explain why you disagree with the information on your report. During your consultation, a Sky Blue representative will review your account and determine the best approach for disputing the item.
Sky Blue will also help you identify fraudulent and inaccurate records on your report. These include unauthorized accounts, inconsistencies, and duplicate accounts. Additionally, they will identify outdated information and debt that has a statute of limitations.
In addition to dispute letters, you can also receive a counseling session with a professional. This is a valuable resource as it gives you practical advice on how to rebuild your credit.
Sky Blue’s website provides a comprehensive list of their services. Additionally, they provide a free consultation so you can understand the process before you sign up.
Unlike other credit repair companies, they do not charge cancellation penalties. In fact, you can cancel your membership at any time.
Ovation Credit Repair
If you are looking for a credit repair service that has been in business since 2004, Ovation Credit Services may be a good choice. This company is known for its ability to remove negative items from your credit report. It has helped more than 250,000 people recover from credit problems. Whether you are dealing with a past due account or a fraudulent charge, Ovation can help.
Ovation offers two service packages to choose from. The first is the Essentials Plan, which includes the basics. For $79 a month, this plan will provide you with a personal case advisor, handy credit management tools, and monthly credit scores.
The second is the Essentials Plus Plan, which includes the same features as the previous package, as well as credit monitoring and unlimited dispute letters. These features will save you money in the long run, but will also allow you to keep an eye on your credit report in real time.
Ovation also offers a few other discount options. A $50 discount is offered to customers who switch companies, as well as a $30 credit for referrals. There are also discounts for seniors, couples, and active duty service members.
Depending on the package you choose, you will be able to track your progress with an app on your phone. While this may not be the most cutting edge technology, it is a definite plus.
Another bonus is the fact that you can get an initial consultation for free. You can then start the repair process by paying a small set up fee.
Among the features offered are a free mobile app, a credit dashboard, and a website that is easy to use. Additionally, Ovation is the only company to offer an online credit account that is completely confidential.
Getting your credit back in order is a big job, and it can take several months before you see results. In the end, you will have a higher FICO score, which will make it easier to qualify for a loan, purchase a car, or pay for college.
One of the best parts about credit repair is that you can get your money back if you don’t see a positive outcome. TheCreditPeople offers a 60-day 100% money back guarantee.
Credit Saint
Credit Saint offers credit repair services for consumers looking to rebuild their credit. Their consultants analyze credit reports and identify items that need to be removed. They work with creditors and the credit bureaus to remove these items from clients’ credit reports.
Credit Saint offers a range of different credit repair packages, each designed to suit a specific client’s needs. The Clean Slate package is designed for consumers who have significant credit problems and require the most comprehensive coverage. It includes a score tracking tool, a dispute avalanche, debt validation and Experian credit monitoring.
In order to participate in Credit Saint’s credit repair services, you must pay a one-time setup fee. You will also receive a free credit evaluation.
After the setup fee is paid, you can choose from a variety of different membership packages. These include the Clean Slate, the Credit Remodel and the Credit Polish. Each plan offers different amounts of disputes each month.
The Clean Slate and Credit Remodel plans are designed for consumers who need to remove negative items from their credit history. Both packages have been ranked by other websites as the top credit repair services.
Credit Saint offers a 90 day money back guarantee. However, the refund is limited to payments made for the first ninety days of service.
Credit Saint has a reputation for providing excellent customer service. They are dedicated to making sure their customers understand the credit repair process. For example, they offer a detailed explanation of the company’s credit repair process on their website. Also, they offer a toll-free number for support.
Another great feature offered by Credit Saint is their private online dashboard. This allows you to track your credit score and see real-time updates. There is also a free credit report analysis and a free consultation.
In addition to these great features, Credit Saint also provides an easy to follow credit repair process. Customers can view their progress on the company’s private webpage and are provided with a report every 45 days.
Overall, Credit Saint has been around for 15 years and has helped thousands of clients improve their credit. Despite its age, it has received an A+ rating from the Better Business Bureau.
The Credit Pros
If you’re looking for a credit repair company that’s backed by an A-BBB rating and a good reputation, you might want to consider The Credit Pros. This financial services firm offers a variety of packages and services, including credit monitoring, credit building, and debt management.
To get started, you can choose from one of three different credit repair plans. Each of these plans has its own specific features, such as on-demand access to credit lawyers, one-on-one credit expert consultations, and a free mobile app. There’s also an option to get unlimited dispute letters sent to the three major credit bureaus.
In addition to credit repair, The Credit Pros also provides education and advice about personal finance and credit. Its clients include businesses and individuals. With a staff that includes FICO-certified professionals and licensed attorneys, The Credit Pros can help with a wide range of credit issues.
When you first sign up with The Credit Pros, you’ll be offered a free initial consultation. During this call, you can ask questions about the company, the plans, and your credit. At the end, you can decide whether you want to continue with the service or move on to a different provider.
After the initial consultation, you’ll receive a personalized credit report from a certified credit analyst. The report will be used to create a customized plan for you. You can then use The Credit Pros’s free mobile app to monitor your credit in real time.
If you find that you’re not satisfied with the service, you’ll be given a money-back guarantee. You can also cancel your membership at any time.
Although you may have a lot of concerns about the services offered by The Credit Pros, you might be surprised to learn that they are a reputable, legitimate company that has helped more than 200,000 people in their efforts to improve their credit. While they are not the cheapest option, they’re priced well below the competition. Moreover, they offer a wide variety of benefits, including an AI-driven personal credit monitoring system, credit-building tools, and more.
Finally, The Credit Pros is accredited by the National Association of Credit Services Organizations. That means they’re committed to helping you find the best solutions to your credit needs.
BobJ 