Ovation credit repair services can help you dispute inaccurate information on your credit report. This can improve your score and protect you from identity theft.
Ovation offers two credit repair plans: Essentials and Essentials Plus. Both have a one-time $89 work fee. The Essentials Plus plan includes a personal case advisor and customized dispute options. It also includes unlimited challenge letters, creditor goodwill letters and TransUnion credit monitoring.
Cost
Ovation Credit Repair is a credit services company that provides customers with financial solutions to help them restore their credit scores. Their team of trained professionals can help with a variety of problems, including late payments, collections, foreclosures, and inquiries. Its credit experts also remove inaccurate information from your reports and help you understand your financial situation more thoroughly so that you can make better decisions.
Their credit repair service plans range from $79 per month for their Essentials Plan to $109 per month for their Essentials Plus Plan. Each includes a free credit report, a credit score analysis, and ongoing credit monitoring from TransUnion. You can cancel your plan at any time, and there are no contracts or minimum periods of service.
You can get a free consultation with Ovation before signing up for their service, and they also have online support to answer your questions. The company’s case managers look at each customer’s specific credit problems and develop a solution that best fits their needs.
They are a member of LendingTree and have been around since 2004. Their staff is highly knowledgeable in credit repair and credit management, and their reputation has earned them several awards.
The company offers a free credit report with each plan, and its monthly fees are in line with the industry average. They also offer one-time credits and discounts that can lower the cost of their services.
Their services include disputing errors, making updates to your credit report, and sending out goodwill letters on your behalf. They also offer credit monitoring to help you track your credit report, so that you can stay on top of any suspicious activity.
Ovation’s credit experts also work with customers to improve their financial literacy and avoid identity theft. They can help you create a budget and develop a plan to fast-track debt repayment.
They also offer financial education tools, such as a credit monitoring dashboard, to help you better understand your finances and learn how to avoid falling into the same debt traps in the future. They also offer tools to help you improve your credit utilization ratio, which is a critical factor in your credit score.
Customer service
Ovation Credit Services has a reputation for offering excellent customer service. Its professionals are quick to answer questions and provide guidance on how to repair credit. Their credit experts also have the ability to remove negative items like bankruptcies, charge-offs, late payments, repossessions, judgments, and collections.
They offer a free consultation and two customizable credit repair program options with discounts. They also offer a personal case advisor and an online client portal for viewing credit repair updates and results 24/7.
Unlike other credit repair companies, Ovation doesn’t promise specific results; rather, it offers an honest approach to helping people fix their credit issues. The process could take months before you see any positive effects on your credit report.
In addition to its credit repair services, Ovation also offers identity optimization and a creditor letter writing service. The company’s fast-track services cost a one-time $25 fee and involve same-day service sign up and setup, expedited dispute letters, and expedited creditor letters for clients with the Essentials Plus plan.
While it doesn’t have a lot of customer reviews, Ovation Credit has many satisfied customers. Its website shows that its average customer sees 19 improvements on their three credit reports.
Its staff is available to answer any questions that clients have by phone, email, or live chat during business hours Monday through Friday. It also offers a credit monitoring service and a personal case advisor for those who sign up for the Essentials and Essentials Plus plans.
A credit expert will review your financials and credit report to give you a big-picture assessment of your financial situation. Your case manager will also help you to set goals and find ways to improve your credit score.
As a result of its extensive experience in the industry, Ovation has an extensive list of clients and can handle credit issues quickly and efficiently. Unlike other credit repair services, Ovation Credit doesn’t guarantee specific results; however, it does promise a 100% satisfaction guarantee and a 45-day notice to cancel the service. It also has an A+ rating with the BBB and Trustpilot.
Disputes with creditors
A dispute with a creditor is an important part of the process of repairing your credit. It can help you avoid being denied a loan or credit card and prevent inaccurate information from appearing on your credit report. However, disputes can be time-consuming and complicated. Luckily, companies like Ovation Credit Repair can make this process less stressful for you.
During your initial consultation, you’ll get a free review of your credit reports and financial history. Then, your case manager will determine the best way to clean up your credit and improve your credit score. You’ll receive guidance on how to dispute inaccurate, incomplete, or outdated information on your credit report with the three major credit reporting agencies.
Once you’ve selected a plan, your personal case manager will activate your online dispute management dashboard. This tool will track your disputes with the credit bureaus and give you status updates on your dispute cases, so you can see progress at any time.
Your case manager will also send you a variety of credit reports, such as your Experian, TransUnion, and Equifax credit reports. These reports will give you information about your credit score, payment history, and credit accounts.
You can also request a copy of your credit report from each agency for a small fee. You can use this information to dispute errors on your own, but a credit repair company will usually be more efficient at getting accurate, up-to-date data on your credit reports.
Ovation Credit Repair has two service levels: Essentials and Essentials Plus. Both offer unlimited disputing and debt verification, and they can send challenge validation letters and goodwill letters on your behalf. The Essentials Plus plan also includes monitoring your TransUnion credit report.
The Ovation Credit Repair website is accessible by using assistive technology, and its customer support representatives are available by phone six days a week. Its team of professionals is also quick to respond via email.
While Ovation Credit Repair doesn’t provide a money-back guarantee, you can cancel your plan at any time without penalty. However, the long-term cost of this service can be high, so it’s important to factor it into your budget before you decide to sign up.
Reputation
If you’re struggling to repair your credit, Ovation can help. The company has been in business for more than a decade, and it was acquired by Lending Tree in 2018.
Their reputation for delivering excellent customer service is second to none. The company works with creditors and credit bureaus to resolve issues with your report.
They offer two credit repair plans: Essentials and Essential Plus. Each plan includes personalized dispute options, personal case advisors, and access to their financial management tools.
Ovation Credit Services also offers TransUnion credit monitoring, which can be a useful tool when it comes to keeping an eye on your credit report and alerting you to any suspicious activity. This is especially helpful if you’re dealing with credit card fraud or identity theft, which can damage your reputation.
The credit repair process can take a long time. While Ovation claims that results will vary, the average customer sees “optimal results” after six to eight months.
A few clients reported that they did not receive the results they expected from their credit repair efforts. In some cases, this could be because of miscommunication with the credit repair agent or a mistake in their reporting.
On the other hand, many customers said that they saw their credit score rise after their credit repair efforts. This is a good sign that the company is on the right track.
One complaint we did find was that Ovation doesn’t offer a money-back guarantee. Another was that they don’t accept online payments, which may deter some potential clients from signing up.
Unlike some of its competitors, Ovation doesn’t have a lot of reviews on their website. That’s probably due to the fact that most customers don’t have a lot of experience with their company.
Ovation’s credit repair plans are very affordable. Their basic plan is less than $500, and their premium plan is only about $634. They also provide a free credit consultation, so you can find out if their service is right for you.
