Whenever you look for a Lexington law firm credit repair review, you will want to know if the company has the necessary experience to handle your credit situation. The company must be able to prove that they have removed negative items from your credit report, and it must be able to do so quickly. Also, you want to know if the company is reputable, and what kind of customer service you can expect from them. You will also want to know about the pricing structure and any guarantees that the company has.
Pricing structure
Whether you are looking to improve your credit score, reduce your debt, or find out how to pay your bills, Lexington Law has the tools to get you on the road to financial freedom.
Lexington Law offers credit repair services that are customized to your unique credit situation. Their knowledgeable staff can teach you how to analyze your credit reports to see what items need to be fixed. They can also remove charge offs from your credit report.
Lexington Law has been in the business of helping consumers fix their credit scores since 2004. In the past five years, they have helped more than 450,000 clients. The firm also offers a generous discount for first time customers.
The company’s website has a wealth of information. The home page features a “Credit Help” tab, a loan calculator, and a credit education hub. The site also contains a free credit report summary, a credit repair recommendation, and a free credit score check.
Guarantees
Whether you are looking for a credit repair company, credit score tracker, or personal finance advice, Lexington Law can help. Its team of lawyers, paralegals, and credit experts are knowledgeable and experienced in credit and debt relief.
The company’s main product is a mobile app that allows users to track the status of their credit repair case. It also has an online dashboard that features education on the credit repair process. The app is a popular choice among Google Play users.
Lexington Law offers a free credit report consultation. Its team will also contact your creditors on your behalf. They will also challenge inaccurate negative items in your credit report. They will then dispute the items with the credit bureaus and ask them to remove them. This may include late payments, old debts that haven’t been cleared from your history, and inaccurate inquiries.
In addition to these services, Lexington Law also offers identity protection, credit report check-ins, and FICO score tracking. This is a service that most credit repair companies do not offer.
Customer support
Using a professional credit repair company to dispute inaccurate information on your credit report is one way to help improve your credit score. This is important because your credit report is used to apply for loans, insurance, and apartments.
Lexington Law is a credit repair service that works with the major credit bureaus to dispute inaccurate information. They use a variety of ethical and legal means to resolve disputes. They have a network of qualified attorneys and paralegals that specialize in various areas of law.
Lexington Law works with the three major credit bureaus to dispute inaccurate information on your credit report. They also provide identity protection, debt handling, and other services. They also offer free online resources that explain various financial topics. They have a mobile app that lets you check your credit score wherever you are. You can also use their live chat option.
FCRA rules for credit-repair companies
Whether you’re trying to improve your credit history or get a loan, there are plenty of ways to protect yourself. There are several federal and state laws on credit repair, and all have their own set of rules to follow. In some states, you can even dispute inaccurate information on your report.
Federal law protects you from fraudulent practices, such as credit repair companies that promise to repair your credit history, while state laws focus on more specific regulations. The federal law is the Fair Credit Reporting Act, or FCRA, which was created in 1970 to ensure that consumer credit reports are accurate and free from inaccuracies.
The Fair Credit Reporting Act entitles you to a free annual report on your credit history. However, it also requires that you obtain written permission before a potential employer can access your report.
The Fair Credit Reporting Act also ensures that you are entitled to have outdated information removed from your report after seven to ten years. If you want to get a new loan or credit card, your credit history is often a big factor in the decision. Having a low credit score means that you are less likely to get a loan or credit card.
