Though Lexington Law isn’t the only credit repair service out there, they do boast an impressive clientele and many positive reviews. Furthermore, their representatives excel at welcoming new customers, so getting started couldn’t be simpler – once customers sign up they are assigned a paralegal who acts as their point-of-contact for their case and monitors its progress – an add-on package can include credit report monitoring and identity theft protection which may prove cost effective when purchased separately.
Lexington Law’s team of attorneys and paralegals identify any negative items on a credit report that need disputing with credit bureaus, and work on doing so as quickly as possible depending on which items need disputing. Furthermore, Lexington Law offers educational resources on their website to help its clients better understand how credit scores are calculated and how to maintain healthy scores.
However, the company has its critics. Some consumers have voiced concerns about its cost and timeframe for seeing results; additionally, some individuals reported their credit score did not increase after working with this particular firm. There may be better options out there that suit your individual needs better.
Lexington Law offers several affordable services from Lexington Law, with their Concord Standard service being one of them. This package includes creditor interventions and accessing our online case management system so that you can track any disputes easily. In addition, Lexington Law also provides credit analyses as part of this offering as well as free credit monitoring analysis service which gives access to credit bureau records in five to 10 business days for any inquiries regarding questionable records that arise in five to 10 days from submission of questions by phone, fax or email.
For those desiring extra personalized assistance, Concord Premier service offers additional personalization at a fee. This plan allows for filing up to eight disputes each month with Equifax, TransUnion, and Experian; InquiryAssist creditor interventions; monthly creditor summary reports and up to $1 Million identity theft coverage in addition to personal finance management and junk mail reduction service are included as part of this plan.
While Lexington Law has garnered many positive reviews, it’s important to keep in mind that no credit repair company can guarantee that your score will increase. Under the Fair Credit Reporting Act there are strict statutes prohibiting credit repair firms from misrepresenting their services and misrepresenting results.
Keep in mind that many reviews may be influenced by the credit repair company itself. Credit repair services tend to pressure their clients into leaving positive reviews in order to bolster their own reputation, while some could possibly even be falsified or cherry-picked to only depict positive experiences. Therefore, it is advisable to do your research prior to selecting any credit repair service provider.
