Lexington Law stands out among credit repair services by helping its customers improve their scores and offering free evaluations, having been in business for over 14 years.
Utah-based Credit Restoration Inc provides services throughout the US. Their primary mission is removing inaccurate negative items from credit reports.
Their team consists of attorneys, paralegals, and credit advisors dedicated to helping customers address their credit repair needs. Furthermore, they offer a complimentary initial consultation before helping their customers select one of three available credit repair packages that best suit them.
Customer service is available Monday to Friday from 7 am to 7 pm MST via email, phone and live chat. Its online portal and mobile apps make tracking progress on repair journey easy while alerting users when credit bureau updates have occurred.
Discounted services are offered for many credit repair services. Military personnel and couples can save up to $50 off their initial work fee when taking advantage of one.
Inquiry Assist – This service includes letters written by its team of lawyers, paralegals and credit experts to challenge hard inquiries that could be negatively affecting your score. These letters allow them to dispute items on your report that appear there as well as help increase it overall.
Disputations and Inquiries – Lexington Law’s team of dispute resolution lawyers sends letters to each of the three credit bureaus and creditors regarding inaccurate or unverifiable information on your credit report.
This process may take months to complete, yet according to the firm clients experience an average 40 point improvement on their credit scores within six months of starting work with them.
Lexington Law has become an industry standard since 1991, helping thousands of consumers raise their credit scores.
Before choosing the appropriate credit repair company for you, it’s advisable to compare several. When making this choice, take into account factors like customer service, available discounts and cancellation policies.
Before signing on with any service, it is wise to research reviews from other consumers on the Better Business Bureau, Trustpilot and Consumer Affairs websites.
BBB and Trustpilot provide more in-depth reviews, but are less well-known than some of their counterparts. Lexington Law has earned a C- rating with over 700 complaints filed since 2015.
Lexington Law may be worth your consideration as they have been providing credit repair services since 1998 and offer a money-back guarantee with every service plan they offer.
However, the company does have some complaints, including a pending lawsuit. Their telemarketing sales practices violate the Federal Trade Commission’s Telemarketing Sales Rule and may employ deceptive marketing tactics in an effort to attract more consumers.
