Searches of Lexington Law’s credit repair reviews will likely reveal both positive and negative information, though most of the positive material appears to come from paid ads placed near the top of search results, making it hard for consumers to obtain impartial data. Furthermore, many positive reviews appear faked; possibly put up by Lexington Law or other companies to make their services appear more trustworthy.
Lexington Law offers several plans tailored to the specific needs of consumers with differing levels of credit issues. Each plan comes with an upfront first-work fee as well as monthly service charges; additionally, Lexington Law charges for additional services like credit monitoring and personal finance advice.
Lexington Law stands out from other credit repair services by offering legal analysis and insight from attorneys and paralegals on staff. Furthermore, Lexington Law has financial counselors and debt negotiators working closely with its customers.
Lexington Law’s team at Lexington Law begins the credit repair process by first gathering copies of consumers’ credit reports and reviewing them for errors. After which, Lexington Law reaches out directly to credit bureaus and creditors on behalf of its clients to dispute any inaccurate or unverified items – this step of the process often takes several months.
Once Lexington Law’s dispute process is complete, they will notify their clients of any positive changes that have been made to their credit reports, such as removal of late payments, collection accounts, repossessions and inquiries. It should be noted that no credit repair company can guarantee removal of all negative entries; as this depends on individual circumstances.
Though the firm enjoys an excellent customer service reputation, over the past three years consumers have lodged several complaints with it about scam allegations or long wait times to receive satisfactory resolution of credit issues. Furthermore, no money-back guarantee exists.
People interested in using Lexington Law should carefully examine its pricing structure and available discounts before making their decision. Notably, this company boasts an accommodating cancellation policy, enabling their customers to cancel at any time without incurring cancellation fees or penalties. Searching for credit repair services that do not require long-term contracts that can be difficult to terminate is essential, since other providers often impose binding contracts that make cancelling them challenging. Lexington Law has assisted consumers in clearing up over 80 million negative items since its founding in 2004 – this success rate far surpasses that of industry average, which stands at only 30%.
