Lexington Law may be worth considering when looking to repair your credit. With over 25 years of experience and an array of services – including free consultations – Lexington Law offers reliable credit repair solutions that may help remove negative entries from your report that could otherwise negatively impact you, including late payments, collection accounts or repossessions. If necessary they can even dispute negative entries and remove them if inaccurate.
Concord Standard and Concord Premiere plans offer different levels of service; Concord Premiere provides up to eight disputes per cycle with three major credit bureaus as well as up to six creditor interventions per month. In addition, identity theft protection and junk mail reduction services are also offered by this company.
Lexington Law’s top two plans also offer Report Watch Alerts that can monitor for new errors on your credit report and work to have them corrected quickly. In addition, Lexington Law provides educational resources on its website to help better understand credit reporting and maintain a healthy score. Unlike some other credit repair companies, Lexington Law does not charge one-time startup fees or require contracts; its services can be cancelled anytime without incurring cancellation fees, plus you have the option to pay monthly instead of upfront.
No credit repair company can promise that their efforts will result in an increase in your score, but many people have reported success with Lexington Law in disputing items on their reports and getting them removed from their records. Lexington Law is known for being professional and reliable, boasting multiple attorneys and paralegals on staff as well as cutting-edge technologies to yield faster results for its clients.
In 2021, the Consumer Financial Protection Bureau (CFPB) filed several complaints against Lexington Law that are currently awaiting resolution by them. These allegations include misrepresenting its services and making unsubstantiated claims; charging consumers for credit services they didn’t provide and engaging in deceptive practices; as well as ordering Lexington Law to cease these deceptive practices immediately.
Though Lexington Law has faced considerable concerns in the past, they continue to operate today despite this action by the Consumer Financial Protection Bureau (CFPB). Lexington Law’s operations serve as a reminder that consumers must carefully investigate any company before signing on with them – especially credit repair services that promise results quickly and with limited hassle. While DIY credit repair may be possible for an average person, following strict timelines and understanding industry jargon can be time consuming. By conducting some research before selecting one to help improve your credit and reach your goals more easily!